Safety devices such as; monitored alarm systems, smoke detectors and carbon-monoxide detectors are not only an effective way to increase the overall security of your home, but they can also reduce the cost of your home insurance. Sites such as Health Canada and Securite Publique Quebec provide valuable resources about the importance of home safety devices as well as accident, home and yard safety.
Insurance brokers are a valuable resource to anyone purchasing a home or a car, or looking to re-insure. Insurance brokers provide a way to gather multiple accurate quotes appropriate to your unique needs. Every person and family has different needs and assets that may need to be included in your coverage. With this information your broker can provide you with the best options at the best price for your individual needs.
Buying property of any kind requires you do due diligence, but purchasing a condo does necessitate special attention to a few details. Here are some important things to know before you sign on the dotted line; when purchasing a condo it is important to look at all the details of the condo community, read through the different set of rules outlined in the by-laws, review the Insurance Certificate and finally, look for discounts to help keep the cost of your condo insurance affordable.
Vacation season is here! Whether you’re planning a weekend trip to your cottage, or a lengthier overseas vacation, it is important to always protect your home while you’re away. Preparing for the unexpected will give you great peace of mind. It is devastating to return home only to discover your home has been vandalized, broken into or there has been a fire or flood. By implementing a few easy strategies, you can reduce or eliminate the chances you could return home to an unpleasant surprise, and free your mind to enjoy a worry-free vacation.
Your teenager is now a young driver. This is easily one of the most anticipated parenting milestones. While you may be wishing for just another few years to get used to the idea, your teenager has likely been looking forward to this for quite some time, and will be both anxious and excited to be able to drive.
Don’t overpay on your home insurance premium by evaluating your home incorrectly. Find out what determines the right value and how you can save.
Is a red car more expensive to insure than a blue one? Do parking tickets affect my insurance premium? Merlin Insurance debunks some common insurance myths.
